Understand the different steps of the mortgage process as you prepare to buy your new home or refinance your current home.

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Explore our comprehensive set of home loan calculators. These tools can help to predict your mortgage payment and ensure you get a mortgage that’s just right for you.

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Understand how your credit score affects everything from your ability to secure a mortgage to how much interest you’ll pay over the life of your loan.

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Avoid surprises by understanding and preparing for expenses such as property taxes, home owners insurance, mortgage insurance, and HOA dues.

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  • We came form out of state and Charles made the process very straighforward. We always knew where we were in the process and the communication was flawless.

    Charles took the time to kepp us up to date on the status of our loan and there were no surprises with our loan.

    In today's motgage market working with a man like Charles is a welcome change. We worked with others in the past two years in our home town and there is no comparison!


    -- Sean O'Leary

    ~ S. O'Leary